When you enter the club, you will see that Chat is by default Set to Lurkers.
|When you are:||Chat Default is to|
[Enter your chat here] = the area to type your message
Click in the chat area, and it will turn yellow.
You can start typing your message
Press Enter (or the blue arrow ) - your message goes to what your chat is set to right of the arrow
The Cogwheel has various options. Press an option to Turn ON or OFF